Two ways to accept crypto. Here's the plain-language difference: Custodial (the old way): The platform holds your funds. Fast to start, but your money sits on their books. If they freeze, get hacked, or shut down — your funds are caught with them. You trust the platform to stay alive and honest. Self-custody (MotePay): You hold your keys; funds are yours on arrival. Can't be frozen or seized because someone else got in trouble. The one responsibility: back up your keys (once). You don't have to trust anyone with your money — including us. Custodial trades your control for a little convenience. Self-custody keeps the control, and we work to make it just as convenient. That's the whole idea behind MotePay.

Passwords leak. 2FA (two-factor authentication) is the cheap insurance that makes a leaked password almost useless to a thief. How it works: after your password, you enter a 6-digit code from an app on your phone. No code, no entry — even if someone has your password. Do it right: Use an authenticator app (Google Authenticator, Authy, 1Password) rather than SMS. SIM-swap attacks can steal SMS codes. Save the backup codes somewhere safe when you set it up — they get you back in if you lose your phone. Turn it on for your email too. Your email can reset everything else. Takes 30 seconds. Blocks the most common way accounts get stolen.