Flip it around.
When a platform holds everyone's funds, it becomes one giant target — one break-in drains thousands of merchants at once. That's the history of custodial crypto: the big hacks were platforms, not individuals.

Self-custody removes that shared target. Your funds aren't in a pool with everyone else's. With a few basic habits — back up your keys, never share them — the attack surface that's left is small and in your control.
And we're building MotePay so the hard security parts don't fall on you. More soon.